Fees

All states except — Alaska; California; Guam; Hawaii; Iowa; Louisiana; Massachusetts; New Mexico; Oregon; Puerto Rico; US Virgin Islands

The first few sessions are spent getting to know you and identifying the specific goals that will help you bridge the gap between where you are and where you want to be.

Natal Counseling is an out-of-network provider. Many insurance plans offer some out-of-network coverage for mental health. More often than not, insurance will cover some of the session cost.

We can provide you with documentation (aka a “Superbill”) that you can submit to your insurance for reimbursement of out-of-network benefits.

If you choose to directly contact your insurance company, here are some questions we recommend you ask:

1. How much does my insurance pay for an out-of-network provider?

2. What is the coverage amount per 50-minute therapy session from a licensed clinical psychologist (CPT codes 90834 & 90837)?

3. Does my plan limit how many sessions I can have with an out-of-network provider in a calendar year? If so, what is the limit (e.g. 12 sessions)?

We believe deeply in providing care that supports you not just in reducing symptoms, but in actually healing from the deeper roots of what you’re experiencing.

Insurance-based care is designed around short-term symptom reduction (like decreasing anxiety symptoms). While this kind of symptom relief matters and is always part of our work together, we also focus on longer-term healing, insight, and emotional integration. This is care that insurance companies often do not cover or allow. Our approach intentionally blends day-to-day support with deeper, lasting work so you can really bridge the gap between where you are and where you want to be.

Many of our clients are also navigating medical care such as fertility treatment, pregnancy or postpartum care, or NICU experiences. Because mental health is closely intertwined with these journeys, we work flexibly with you around when and how often we meet. Some seasons call for weekly support, others feel better with biweekly sessions or a pause during medical breaks. Insurance plans typically require a rigid, shorter schedule (like weekly sessions for 3 months), which doesn’t always align with real life and definitely doesn’t with reproductive medical care.

Working without insurance can also help ensure your confidentiality:

• Greater privacy.
  Insurance companies require a mental health diagnosis and diagnostic code for billing, even when a diagnosis may not be clinically necessary, which is often the case for people coping with the stress and uncertainty of family building. By paying privately, a diagnosis does not become a permanent part of your medical record.

• Stronger confidentiality.
  When insurance is involved, personal and sensitive information may be accessed by multiple individuals within an insurance organization. In some circumstances, insurance records can also be accessed during federal background checks. Private pay allows your information to remain tightly protected.

Payment is due at the time of service. I accept all major credit cards, Flexible Savings Accounts (FSA), and Health Savings Accounts (HSA).

If you are unable to attend a session, please cancel or reschedule at least 24 hours before the start of your session. If you cancel less than 24 hours in advance or do not show up for your session, you will be charged for the full rate of the session.